Our Comprehensive Planning Process
Helping You Navigate a Path to Retirement
Successful outcomes are most often dependent on focus and consistency of process. Our Comprehensive Planning Process provides you with the framework for both.
1. Discover: We'll work closely with you to understand your goals, values, current financial status, income needs and the future you imagine for yourself.
- We hold an in-depth discovery meeting
- The focus is to understand your goals and beliefs about investing
- We will discuss your current financial circumstances to better know you
- Your assets, income needs, and sources will be identified
- We will discuss your insurance and tax situation
- We want to know the future you imagine for yourself
2. Plan: We'll develop a written plan or proposal that will be presented to you, outlining recommended income, recommended strategies and benchmarks we'll measure.
- We will list your specific financial goals for what you believe is a successful retirement
- A written plan with actionable recommendations will be developed
- You will get an overview of products and investments to move you toward your financial goals
- Together, we will focus on a giving you a clear understanding of risk versus reward and knowing your key numbers
3. Implement: We will select the tools and resources needed to implement your strategy and to help pursue your unique needs and goals.
- We will select the tools and resources needed to implement your plan
- We will work together to ensure you fully understand the financial plan
4. Monitor: We will regularly review the progress of your plan against benchmarks and changes in your life, and make adjustments as needed.
- One-on-one annual or semiannual meetings
- We’ll review your investments/beneficiaries
- We’ll discuss and review your financial goals
- Together we’ll decide on your plan’s updates
- Also key is to discuss any personal changes that may impact your financial plan
